The Mahila Udyog Nidhi Yojana is a business loan programme for women launched by Punjab National Bank (PNB). The goal of this programme is to lend money to women-owned businesses operating in small-scale industries. Women business owners can easily pay back the loan balance over a ten-year period. The Mahila Nidhi programme also includes several financing programmes for auto rickshaws, daycare centres, and beauty salons. Under the Mahila Udyam Nidhi Scheme, a loan can only be for a maximum of Rs. 10 lakh.